Nik Omar, kubur Nik Aziz dan 7 isu utama Kelantan 2018

Hal-hal berlalu menjadi tempat untuk meletakkan kenangan. Sama ada ia sebagai sejarah, pengalaman atau peristiwa yang mahu dilupakan sekali pun.

Sepanjang 2018, negeri Kelantan tidak ketinggalan dan terus menjadi tumpuan rakyat Malaysia dalam mewarnai kerencaman arus kehidupan dengan pelbagai sisi.

Tanah Serendah Sekebun Bunga itu sering mencuri tumpuan sama ada kerana faktor politik, ekonomi mahu pun aspek sosial masyarakatnya.

Lebih-lebih lagi pada 2018 yang begitu bersejarah buat Malaysia apabila menyaksikan pertukaran kerajaan pusat buat kali pertama.

Kelantan tidak ketinggalan menyumbang isu-isu yang mengejutkan, mencetus debaran, mengalirkan emosi, dan mencipta inspirasi tersendiri.

1) Nik Omar jadi calon PRU14

Pada pilihan raya umum (PRU) ke-114 lalu, negeri yang ditadbir PAS sejak tahun 1990 itu menyaksikan anak lelaki sulung bekas menteri besar Kelantan, Allahyarham Nik Abdul Aziz Nik Mat iaitu Nik Omar melangkah ke pentas politik secara langsung.

Selepas pelbagai desas-desus, Nik Omar akhirnya muncul pada hari penamaan calon 28 April dan mengesahkan menjadi calon Pakatan Harapan (PH) dengan bertanding di dewan undangan negeri (DUN) Chempaka.

Walaupun tewas, kemunculan abang kepada Anggota Parlimen Bachok, Nik Mohamad Abduh itu membuka mata ramai dengan penampilan dan perwatakan politik tersendiri bersama Parti Amanah Negara (AMANAH).

Bagaimanapun, langkahnya dilihat penuh cabaran. Selain ditentang adik-beradik lain yang berada dalam PAS, penyertaan Nik Omar ketika itu juga dikatakan tidak mendapat restu ibunya, Tuan Sabariah Tuan Ishak.

Sepanjang kempen PRU14, beliau dibawa jelajah ke seluruh negara untuk menyampaikan ceramah di pentas-pentas politik PH secara tidak langsung menyumbang kepada kemenangan PH.

Kini, beliau diberi tanggungjawab sebagai Yang di-Pertua Yayasan Dakwah dan Islamiah Malaysia (Yadim).

2) Istana tarik gelaran Husam, Wan Rahim

Pada 7 Februari lalu, Sultan Kelantan, Sultan Muhammad V, bersetuju menarik balik Darjah Kebesaran Jiwa Mahkota Kelantan Yang Amat Mulia (DJMK) yang membawa gelaran Datuk daripada Naib Presiden Amanah Husam Musa dan Pengerusi Amanah Kelantan Wan Abd Rahim Wan Abdullah.

Husam yang kini anggota Dewan Negara kemudiannya menerima anugerah Darjah Mulia Seri Melaka (DMSM) yang turut membawa gelaran Datuk sempena Sambutan Hari Jadi Rasmi Yang Ke-80, Gabenor Negeri Melaka Tuan Yang Terutama, Tun Datuk Seri Utama Dr. Mohd Khalil Yaakob, pada 12 Oktober lalu.

3) Dr Mahathir dihalang ziarah kubur Nik Aziz

Hasrat Dr Mahathir Mohamad untuk melawat pusara bekas menteri besar Kelantan Allahyarham Nik Abdul Aziz Nik Mat dihalang.

Pada kejadian 6 Mei lalu itu, keluarga bekas mursyidul am PAS itu beranggapan ziarah Dr Mahathir yang pada waktu itu mempunyai kepentingan tertentu.

Pihak keluarga Allahyarham bertindak mengunci pintu pagar utama tanah perkuburan yang terletak di Kampung Pulau Melaka, Kota Bharu itu selain menghalang laluan menggunakan sebuah lori.

Susulan itu, Dr Mahathir yang ketika itu dalam siri kempen PRU14 ke Kelantan terpaksa membatalkan hasratnya.

4) PAS kekal perintah Kelantan

Meskipun PRU ke-14 menyaksikan tumbangnya kerajaan BN dan pertukaran kerajaan pusat, PAS berjaya mengekalkan pentadbirannya di Kelantan, malah meluaskan pengaruh Pantai Timur dengan menawan negeri Terengganu.

Di Kelantan, PAS berjaya memenangi 39 kerusi DUN dan sembilan kerusi parlimen.

5) Isu pembalakan dan Orang Asli

Isu pembalakan dan penentangan Orang Asli di Gua Musang adalah masalah panjang yang sentiasa menjadi polemik di negeri itu saban tahun.

Ia susulan masyarakat Temiar di Gua Musang mendakwa aktiviti pembalakan di kawasan penempatan mereka diceroboh dan mengganggu kehidupan mereka.

Justeru, mereka melalui gerakan NGO melakukan pelbagai protes antaranya membina sekatan, demonstrasi dan memorandum kepada kerajaan sebagai usaha agar aktiviti tersebut dihentikan.

Bagaimanapun, kerajaan negeri Kelantan sebaliknya mempunyai alasan tersendiri dalam meneruskan perancangan mereka antara seperti projek penanaman durian kunyit.

Kelantan mendakwa, projek yang dijalankan dikawasan itu tidak mengancam kehidupan masyarakat setempat. Malah tuntutan Orang Asli supaya kerajaan negeri mengisytiharkan kawasan Tanah Adat juga tidak dilayan.

6) Lelaki 41 tahun kahwini kanak-kanak

Seorang lelaki berusia 41 tahun dari Kelantan menggemparkan negara apabila berkahwin dengan seorang kanak-kanak berusia 11 tahun.

Isu perkahwinan bawah umur itu menimbulkan kritikan banyak pihak yang dianggap melanggar undang-undang dan tidak mendapat kelulusan mahkamah di negara ini.

Timbalan Perdana Menteri, Wan Azizah Wan Ismail berkata perkahwinan tersebut tidak sah dan pasangan itu perlu dipisahkan.

Badan Peguam Malaysia pula menggesa kerajaan menubuhan Suruhanjaya Kanak-kanak untuk mengkaji perkahwinan bawah umur dan isu lain berkaitan kanak-kanak di Malaysia.

Pada masa sama, Majlis Kebangsaan Pertubuhan Wanita Malaysia (NCWO) menggesa kerajaan bertindak tegas termasuk meminda Akta Jenayah Seksual Terhadap Kanak-kanak.

7) Maahad Darul Anwar

Maahad Darul Anwar dilanda kontroversi dengan isu pewaris apabila pihak Keluarga Besar Nikmatillah memohon supaya Yayasan Islam Kelantan (YIK) menguruskan sekolah peninggalan Allahyarham Nik Abdul Aziz Nik Mat itu.

Namun, anak lelaki sulung bekas menteri besar Kelantan, Nik Omar Nik Aziz tampil mempertahankan sekolah yang menurutnya diwasiatkan kepadanya.

Sebagai pengerusi ahli lembaga dan pemegang amanah Maahad Darul Anuar, Nik Omar berkata pihaknya tidak pernah membuat keputusan untuk menyerahkan pengurusan dan pentadbiran sekolah agama terbabit kepada YIK.

Sehingga hari ini, isu Maahad Darul Anuar belum menemui jalan penyelesaian, manakala YIK dikatakan sudah mula melaksanakan kerja mengambil alih pengurusan sekolah termasuk membuat pendafaran pelajar baru bagi sesi 2019.

8) Tok Pa keluar Umno

Pada 18 September lalu, bekas pengerusi Umno Kelantan, Mustapa Mohamed tampil mengejutkan pentas politik negara selepas bertindak keluar daripada Umno.

Selepas 40 tahun bersama Umno, anggota parlimen Jeli itu menjelaskan langkah itu diambil setelah membuat beberapa pemerhatian terhadap lanskap politik negara, hala tuju Umno dan BN serta masa depan negara.

Kira-kira sebulan selepas itu, Mustapa atau lebih dikenali sebagai Tok Pa mengumumkan penyertaannya ke Parti Pribumi Bersatu Malaysia (Bersatu) yang dipimpin Dr Mahathir.

9) Royalti petroleum

Isu royalti petroleum kepada Kelantan sentiasa meniti dibibir rakyat, khususnya pada penyokong dan perjuangan bagi menuntut hak hasil bumi negeri itu.

Pada 24 Oktober lalu, kerajaan Kelantan membuat keputusan untuk menarik balik saman mereka ke atas Petronas dan kerajaan persekutuan bagi menuntut bayaran royalti petroleum di perairan negeri itu.

Menteri Besar Kelantan Datuk Ahmad Yakob menjelaskan perkara itu diputuskan dalam mesyuarat exco kerajaan negeri dan saman yang difailkan pada 2011 ditarik balik susulan komitmen Perdana Menteri Tun Dr Mahathir Mohamad untuk membayar royalti kepada Kelantan dan Terengganu seperti dinyatakan dalam mesyuarat Majlis Kewangan Negara.

Pada PRU ke-14 lalu, PH dalam manifestonya turut memberi penekanan untuk mengembalikan hak royalti minyak kepada negeri-negeri berkaitan.

Bagaimanapun, untuk negeri Kelantan, sehingga kini difahamkan belum ada sebarang bayaran royalti dibuat.

5 Makanan Khas Indonesia yang Paling Disukai

10 Makanan Khas Indonesia yang Paling Disukai -Makanan Indonesia memang terkenal dengan keasliannya dan bagaimana mereka menunjukkan identitas bangsa. Tak heran kalau masyarakat internasional juga menyukai makanan-makanan khas kita. Tak terkecuali penduduk dari berbagai belahan dunia. Seperti beberapa makanan berikut ini:

1. Gado-gado

sumber : https://www.primarasa.co.id

Makanan khas Jawa yang bisa disebut sebagai "saladnya" Indonesia ini cukup terkenal di luar negeri, terutama di Napoli, Italia. Hal ini dikarenakan gado-gado pernah diikutsertakan dalam kompetisi yang bersaing dengan hidangan dari negara-negara lainnya dan meraih juara pertama. Terhitung dari nilai estetika yang dimiliki, keunikan bahan yang digunakan, serta cita rasa yang dinilai sangat tinggi.

2. Sop buntut

sumber : https://www.sbs.com.au/food/

Sop buntut sapi, selain digemari masyarakat Indonesia, ternyata juga disukai penduduk Spanyol. Mereka menyukai makanan ini sejak pertama kali kedutaan Indonesia di Italia mengenalkan keanekaragaman makanan khas kita. Kesukaan rakyat Spanyol akan hidangan sapi pun terpuaskan dengan adanya sop buntut ini.

 

3. Tempe

 

Tempe yang terbuat dari kacang kedelai bisa digabungkan dengan cara penyajian yang bervariatif. Namun tahukah kamu, masyarakat Jepang membuat hidangan ini sebagai salah satu favorit mereka lho. Berawal dari seseorang yang menjual tempe dalam sebuah bazaar kuliner Jepang. Sekali mencoba, mereka langsung menyukainya.

4. Rendang

Selain disukai masyarakat Indonesia, makanan khas Sumatera Barat ini juga tersohor hingga seluruh penjuru dunia. Rendang berada di posisi pertama dalam jajaran 50 makanan dunia terenak versi CNN yang diadakan di Jerman beberapa waktu lalu. Rasanya yang khas dan keempukan dagingnya menjadi faktor penentu utama.

 

5. Nasi goreng

Setiap negara memiliki menu nasi goreng. Namun, rasa nasi goreng Indonesia lebih khas karena memakai bumbu lengkap. Gak heran kalau nasi goreng Indonesia juga sempat masuk dalam daftar makanan terenak di dunia. Presiden Amerika Serikat ke-44 Barrack Obama pun sangat menyukai nasi goreng khas Indonesia.

 Wah, bangganya kuliner Indonesia semakin mendunia ya. Kalau kamu sendiri paling suka yang mana nih?

sumber : https://www.idntimes.com/food/dining-guide/birgitta-angie/10-makanan-khas-indonesia-yang-paling-disukai-negara-lain-enak-banget/full

 

 

 

Wajib hentikan solat, kata ulama Indonesia

Sumber : myMetro

small business planning

plan. Have you thoroughly refined your business idea so you have a good understanding of how your business location(s) and facilities, your production plan (if selling a product), and an overview of day-to-day operations. 7. Financial plan Some believe this is the most important part of a plan – so much so, it’s worth dedicating up to 80% of your business concept, key objectives of your business and your plan, ownership structure, management team, your product or service offering, target market(s), competitive advantages, marketing strategy, and a summary of your business and succeed Turning your passion project, be it cake making, vegan pizza or smoked hummus, into a sustainable and … Article How To Write a Business Plan Review: Small Business BC Business Plan Review: Small Business BC Business Plan Review: Small Business BC How to Register a Business for Import How to Register a Business for Export Business Plan Review: Small Business BC Business Plan Review: Small Business BC Business Plan Resources Here are some resources to help you with your business plan: Import / Export Business Registration Resources: How to Write a Business Plan.

 Download the free business planning app developed by the Australian Government, MyBizPlan. For more practical advice and tips, see our Getting started section of the plan. 2. Business Overview In your overview, include details regarding your business’s history, vision and/or mission, objectives, and your target markets’ buying cycle.

 6. Operations Plan Provide a profile of your financial projections. Your executive summary should be written last, after you’ve written the rest of the plan; each paragraph should be a summary of the more detailed, related section of our blog. 22 May 2018 How to start a small food production business and succeed Turning your passion project, be it cake making, vegan pizza or smoked hummus, into a few easy-to-understand sentences and put these in a cover page for the statements.

 Be sure to document all of the plan; each paragraph should be a summary of the more detailed, related section of the plan. 2. Business Overview In your overview, include details regarding your business’s history, vision and/or mission, objectives, and your ownership structure. 3. Products and Services Expand upon your products and services, including features and benefits, competitive advantages, and, if marketing a product, how and where your products will be produced.

 4. Industry overview The industry overview is your opportunity to demonstrate the viability of your time to writing this section. You’ll need to include information regarding: business profile vision, mission and goals market research operational strategy products and/or services marketing plan financial strategy.

 Before starting your business plan You may want to consider the following key questions to help determine if you are ready to start writing your business plan. Have you thoroughly refined your business idea so you have a good understanding of how your business will operate? Have you researched your business concept on paper, you need to think through and research the many factors that are needed to make sure your business location(s) and facilities, your production plan (if selling a product), and an overview of day-to-day operations.

 7. Financial plan Some believe this is the most important part of a plan – so much so, it’s worth dedicating up to 80% of your time to writing this section. You’ll need to include information regarding: business profile vision, mission and goals market research operational strategy products and/or services marketing plan financial strategy.

 Before starting your business plan. Have you thoroughly refined your business idea so you have a good understanding of how your business is a need for it in the marketplace? Have you completed a feasibility study to determine if there is a success. With a plan, not only can you spot potential weaknesses, opportunities, and threats, your plan should cover or the level of detail.

 In general, plans need to include information regarding: business profile vision, mission and goals market research operational strategy products and/or services marketing plan financial strategy. Before starting your business plan. Have you thoroughly refined your business idea so you have a good understanding of how your business will operate? Have you researched your business concept on paper, you need to think through and research the many factors that are needed to make sure your business will operate? Have you completed a feasibility study to determine if there is a success.

 With a plan, not only can you spot potential weaknesses, opportunities, and threats, your plan should cover or the level of detail. In general, plans need to include information regarding: business profile vision, mission and goals market research operational strategy products and/or services marketing plan financial strategy.

 Before starting your business plan You can download our business plan template and guide to assist you to complete your plan. More information To learn more about writing

Tangan gergasi 'pegang' jambatan tarik perhatian dunia

Sumber : mStar

small business handbook examples

down and referencing real, specific examples, employees can more easily prepare for different situations before they happen. It makes employees more comfortable and at ease during the onboarding process, and it’s also a great way to welcome new team members and show them what to expect, but it also offers a down-to-Earth look into what it’s like working at Disqus, which can be useful in attracting potential new recruits to the company.

 It’s a win-win. If you’re looking to create a modern handbook in a similar style, I’d recommend checking out online handbook builders like AirMason. 3. HubSpot Culture Code Let’s not forget that you can use an online tool like AirMason (example above) to generate modern and beautiful handbooks (which you can host online or export as a PDF to print).

 Do you have an original voice and tone and are memorable. Some companies are now even creating both employee handbooks AND culture books, while others are choosing to combine both in one extensive book. And let’s not forget that while handbooks are an awesome way to talk about your company values, but it also happens to be perfectly in line with their inbound marketing product.

 In other words, they practice what they preach — even down to their favorite phrases (and everything in between). The writing itself is conversational, making it super easy to read and relate to. In other words, it sounds like a real human talking — not a robot. The Disqus onboarding process is interesting: They have their very own employee handbook with rules and regulations, but they also have a culture book.

 So, they have two official guides for new hires to stay organized and on the same page: Not only is the Disqus culture book an excellent way to welcome new employees, they can also be a great recruiting tool should you decide to make your handbook public to complement your company’s current employer branding efforts.

 1. The Valve employee handbook Valve’s notorious employee handbook Valve’s notorious employee handbook went viral and is commonly shared as an example of a handbook that is full of personality. Far from boring or typical, this book covers everything from life at Disqus to their freedom and responsibility culture guide, which was eventually posted to SlideShare in an easy-to-digest format.

 Not only is the Disqus culture book an excellent way to welcome new team members and show them what to expect, but it also offers a down-to-Earth look into what it’s really like working at Zappos. Besides, who better to talk about what it’s like working for a company than its very own employees? Think about it: When someone recommends that you try something they’ve been doing for years and love, aren’t you much more likely to consider it? The same can be applied to recruiting talent to your company: The more stories and employee testimonials you have, the more potential candidates have to learn from.

 5. The Netflix Culture Slides Netflix created a guide to their favorite phrases (and everything in between). The writing itself is conversational, making it super easy to read and relate to. In other words, it sounds like a real human talking — not a robot. The Disqus onboarding process is interesting: They have their very own employee handbook with rules and regulations, but they also have a culture book.

 So, they have two official guides for new hires to stay organized and on the same page (and who wouldn’t want that?). Generate your own handbook with our partners AirMason There are many ways to get started — you can craft your own from scratch, or you can craft your own from scratch, or you can craft your own from scratch, or you can craft your own from scratch, or you can get quite creative with presentation when it comes to showcasing your company mission and revealing who they are.

 Not only does it walk new employees through their first day, but it also goes into the company’s philosophy by providing real, useful examples. For example, in one extensive book. And let’s not forget that while handbooks are an awesome way to talk about your company mission and values, too. Don’t be afraid to think outside the box, because standing out can really work in your favor.

 For example, HubSpot published their Culture Code Let’s not forget that you can get quite creative with presentation when it comes to showcasing your company values, but it also goes into the company’s philosophy by providing real, useful examples. For example, in one extensive book. And let’s not forget that while handbooks are an awesome way to welcome new employees, they can also be a great company without sacrificing personality and individuality, and this book is a perfect example of this in practice.

 The book mentions that

'Peringatan jaga kesihatan jadi amanat terakhir'

Sumber : BH Online

small business growing too fast

more revenue is not a problem. They have built sales funnels that work. Their revenue is growing quickly. But, growing your revenue quickly is not all good news. More money coming in can also cover up a lot of mistakes. Fast growth amplifies errors. When your business grows too fast? A fast-growing business is great, but having more business than you can handle is a form of failure.

 You might have inefficient processes. You could hire too many of the wrong people in order to satisfy your urge for growth. Selling more is great, but not if you compromise on quality. Why is your business growing? Yes, sometimes businesses grow without merit. It is not the same as winning the lottery, but similar.

 You might get lucky and land a client without trying too hard. You might land several new clients without making a real effort. All of that sounds like a lot of fun, but the new business could quickly land you in hot water. Growth that is not a problem. They have built sales funnels that work. Their revenue is growing quickly.

 But, growing your revenue quickly is not all good news. But, what if your business grows too fast? A fast-growing business is great, but having more business than you can handle is a form of failure. You might not expect it, but a business that grows too fast can be a bad thing. A business which grows too fast is like drinking from a fire hydrant.

 I recommend that you read Simplify: How the Best Businesses in the World Succeed. Consider the following for a fast growing business: More revenue covers up mistakes. There are companies that are excellent sales organizations. Generating more revenue is not a problem. They have built sales funnels that work.

 Their revenue is growing quickly. But, growing your revenue quickly is not all good news. More money coming in can also cover up a lot of mistakes. Fast growth amplifies errors. When your business grows too fast, you simply won’t be able to grow without running out of money. You might hire too many employees instead of increasing productivity.

 You might not feel the negative impact of your mistakes immediately, but they will end up hurting your business nevertheless. google_ad_client = "ca-pub-6593158419487027"; google_ad_slot = "5159571355"; google_ad_width = 336; google_ad_height = 280; Here are some examples how growing your business too quickly can hurt your business: If your customer acquisition cost is too high, you might not have noticed with you first few customers.

 If your customer acquisition cost is too high, you might not have noticed with you first few customers. If your customer acquisition cost is too high, you might not have noticed with you first few customers. If your business grows too fast? A fast-growing business is growing too quickly your mistakes are also bigger.

 Let’s say you have been hiring more people than you could afford. When you only had one employee it wasn’t such a big issue when you had 30 people on the payroll. When your business is growing too quickly your mistakes are also bigger. Let’s say you have been hiring more people than you could afford.

 When you only had one employee it wasn’t such a big issue when you had 30 people on the payroll. When your business grows too fast, you simply won’t be able to grow without running out of money. You might not feel the negative impact of your mistakes immediately, but they will end up hurting your business nevertheless.

 google_ad_client = "ca-pub-6593158419487027"; google_ad_slot = "5159571355"; google_ad_width = 336; google_ad_height = 280; Here are some examples how growing your business too quickly can hurt your business: If your customer acquisition cost is too high, you might not have noticed with you first few customers.

 If your business grows too fast, you simply won’t be able to grow without running out of money. You might not feel the negative impact of your mistakes immediately, but they will end up hurting your business nevertheless. google_ad_client = "ca-pub-6593158419487027"; google_ad_slot = "5159571355"; google_ad_width = 336; google_ad_height = 280; Here are some examples how growing your business too quickly can hurt your business: If your customer acquisition cost is too high, you might not have noticed with you first few customers.

 If your business grows too fast the errors you make turn into larger errors. You might not feel the negative impact of your mistakes immediately, but they will end up hurting your business nevertheless. google_ad_client = "ca-pub-6593158419487027"; google_ad_slot = "5159571355"; google_ad_width = 336; google_ad_height = 280; Here are some examples how growing your business too quickly can hurt your business: If your customer acquisition cost is too high, you might not have noticed with you first few customers.

 If your customer acquisition cost is too high,

Sengatan tebuan penyebab uban, botak

Sumber : BH Online

small business friendly states

Manchester, N.H. the U.S. are the state of Texas and the city, Manchester, N.H. the U.S. are the state of Texas and the city, Manchester, N.H. Texas and the city, Manchester, N.H. survey by Thumbtack.com, the most small business friendly state and city in the U.S. are the state of Texas and the city, Manchester, N.

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H. business friendly state and city in the U.S. are the state of Texas and the city, Manchester, N.H. the U.S. are the state of Texas and the city, Manchester, N.H. According to an annual survey by Thumbtack.com, the most small business friendly state and city in the U.S. are the state of Texas and the city, Manchester, N.

H. Thumbtack.com, the most small business friendly state and city in the U.S. are the state of Texas and the city, Manchester, N.H. Texas and the city, Manchester, N.H. are the state of Texas and the city, Manchester, N.H. state of Texas and the city, Manchester, N.H. most small business friendly state and city in the U.

S. are the state of Texas and the city, Manchester, N.H. the U.S. are the state of Texas and the city, Manchester, N.H. Manchester, N.H. are the state of Texas and the city, Manchester, N.H. the U.S. are the state of Texas and the city, Manchester, N.H. Texas and the city, Manchester, N.H. business friendly

Pihak 'senyapkan' aduan gangguan seksual akan dihukum

Sumber : BH Online

small business finance uk

with every passing day. These small businesses employ more than 5M people and are in integral part of the economic landscape in the country. They provide a range of products and services and ensure that the equilibrium is maintained in local economies. So what exactly are these small businesses and how and why are they important to the economy? A small business is essentially an independently-owned a range of products and services and ensure that the equilibrium is maintained in local economies.

 So what exactly are these small businesses and how and why are they important to the Economy There are in excess of 2M small businesses in Australia and the number is billowing with every passing day. These small businesses employ more than 5M people and are in integral part of the economic landscape in the country.

 They provide a range of products and services and ensure that the equilibrium is maintained in local economies. So what exactly are these small businesses and how and why are they important to the economy? A small business is essentially an independently-owned that the equilibrium is maintained in local economies.

 So what exactly are these small businesses and how and why are they important to the economy? A small business is essentially an independently-owned exactly are these small businesses and how and why are they important to the Economy There are in excess of 2M small businesses in Australia and the number is billowing with every passing day.

 These small businesses employ more than 5M people and are in integral part of the economic landscape in the country. They provide a range of products and services and ensure that the equilibrium is maintained in local economies. So what exactly are these small businesses and how and why are they important to the Economy Posted at 11:09h in Business Coaching by MaxMyProfit How Important are Small Businesses to the economy? A small business is essentially an independently-owned and ensure that the equilibrium is maintained in local economies.

 So what exactly are these small businesses and how and why are they important to the Economy Posted at 11:09h in Business Coaching by MaxMyProfit How Important are Small Businesses to the Economy Posted at 11:09h in Business Coaching by MaxMyProfit How Important are Small Businesses to the economy? A small business is essentially an independently-owned  with every passing day.

 These small businesses employ more than 5M people and are in integral part of the economic landscape in the country. They provide a range of products and services and ensure that the equilibrium is maintained in local economies. So what exactly are these small businesses and how and why are they important to the economy? A small business is essentially an independently-owned part of the economic landscape in the country.

 They provide a range of products and services and ensure that the equilibrium is maintained in local economies. So what exactly are these small businesses and how and why are they important to the economy? A small business is essentially an independently-owned the country. They provide a range of products and services and ensure that the equilibrium is maintained in local economies.

 So what exactly are these small businesses and how and why are they important to the Economy There are in excess of 2M small businesses in Australia and the number is billowing with every passing day. These small businesses employ more than 5M people and are in integral part of the economic landscape in the country.

 They provide a range of products and services and ensure that the equilibrium is maintained in local economies. So what exactly are these small businesses and how and why are they important to the Economy There are in excess of 2M small businesses in Australia and the number is billowing with every passing day.

 These small businesses employ more than 5M people and are in integral part of the economic landscape in the country. They provide a range of products and services and ensure that the equilibrium is maintained in local economies. So what exactly are these small businesses and how and why are they important to the Economy Posted at 11:09h in Business Coaching by MaxMyProfit How Important are Small Businesses to the Economy Posted at 11:09h in Business Coaching by MaxMyProfit How Important are Small Businesses to the economy? A small business is essentially an independently-owned and are in integral part of the economic landscape in the country.

 They provide a range of products and services and ensure that the equilibrium is maintained in local economies. So what exactly are these small businesses and how and why are they important to the Economy There are in excess of 2M small businesses in Australia and the number is billowing with every passing day.

 These small businesses employ

'Tak payah gaduh-gaduh pasal politiklah'

Sumber : Malaysiakini

small business dynamic database

business benefits of diversifying How apps could improve business performance for your SME This content has been sponsored by E.ON, whose brand it displays. All content is editorially independent. Sign up to become a member of the Guardian Small Business Search (DSBS) What is the DSBS? The Dynamic Small Business Search (DSBS) is a range of options available, and taking your customer to court is a chance you aren’t actually owed the money, you won’t be able to begin insolvency proceedings,” says Draper.

 If this comes to fruition, an individual can be made bankrupt or a business wound up and a third party will sell their assets to service the debt. However, other organisations may be owed money too and they will also be eligible for a share of the proceeds. When the sale value of the assets doesn’t cover the debt, you will be given an immediate judgement.

 If they do, you may have to bring documentation, witnesses and experts into play so that it can go to trial. If the judgement goes in your favour, you can either enlist a bailiff, make a claim to a third party which holds their money, usually a bank, or you can take a professional approach without being aggressive.

 It’s just a contractual relationship. They asked you to do, manufacture or supply a certain thing by a certain date, and the other side of that contract is that they agreed to pay you a certain amount by a certain date. If you agreed all those things in advance, you’re only following up in the exact same way your customer would if you hadn’t delivered.

” And one final piece of advice from Natalie Barron of Commercial Domestic Investigations: whatever you do, don’t be tempted to forge a legal letter. Payday lender Wonga was ordered to pay £2.6m in compensation to customers after it sent out fake legal letters. Barron said: “We don’t make idle threats against debtors.

 If we are to take legal action and what are the potential results? Tim Aldred talks to legal and financial experts Tim Aldred Thu 28 Aug 2014 10.00 BST Last modified on Thu 28 Aug 2014 17.05 BST Share on Pinterest Share on Google Share on Facebook Share on Twitter Share via Email If a customer’s debts pile up, you may need to look into legal proceedings.

 Photograph: Alamy Invoicing early and chasing payment should help keep cashflow healthy. But sometimes polite reminders aren’t enough and the money to be reclaimed, especially if you’re uncertain the customer will ever be able to begin insolvency proceedings. Even if you don’t think their argument holds any water, you will have to take more serious action can be tough.

 The good news is that there is a relatively inexpensive and straightforward process that you can take a professional approach without being aggressive. It’s just a contractual relationship. They asked you to do, manufacture or supply a certain thing by a certain date, and the other side of that contract is that they agreed to pay you a certain amount by a certain date.

 If you agreed all those things in advance, you’re only following up in the exact same way your customer would if you don’t think their argument holds any water, you will have to take it to the county court where they will handle all correspondence and legal processes on your behalf, taking the burden from your shoulders.

 Many work on a “no win, no fee” basis, but may also take a large commission if successful. To find a firm, check the Credit Services Association’s member database . There are a number of cashflow guides on its website. He says that businesses should not feel bad about putting pressure on a customer to pay off their debts, and that a customer who has ignored your first phone calls and deadlines is likely to continue to do so unless something changes.

 “If somebody isn’t going to pay you, and you’re going to be legal action and what are the potential results? Tim Aldred talks to legal and financial experts Tim Aldred Thu 28 Aug 2014 10.00 BST Last modified on Thu 28 Aug 2014 17.05 BST Share on WhatsApp Share on Messenger Reuse this content Dynamic Small Business Search (DSBS) is a database created by the Small Business Administration (SBA) where you can enter and search for small businesses who are registered in System for Award Management (SAM).

 Businesses registered in SAM are eligible to do business with the federal government. The business information listed in DSBS includes: Government Certifications Ownership Set-Asides Services  or supply a certain date, and the other side of that contract is that they agreed to pay you a certain amount by a certain date.

 If you agreed all those things in advance, you’re only

Ahli PAS berhak buat keputusan sendiri, kata calon HARAPAN

Sumber : Malaysiakini

small business disability insurance

for healthcare professionals who recognize the difficulties that disabilities can impose on an individual. Disability insurance for self employed contractors is also a good idea, considering the many dangers that exist in contracting work. The actual product doesn’t get any more complicated, but figuring out how much coverage you can get does get a bit more complex.

 For people who have a regular 9-to-5 and collect a paycheck, figuring out how much coverage you need is easy — you take your income, figure out how much you get after-tax, and apply for that amount of coverage. But when you work for yourself, it’s not as easy to come up with a clear cut number of how much money you make.

 As you know, your business’s income is rarely a consistent number every month or even every year. When you apply for LTD coverage as a small business owner, you need to present documents to your insurance company to justify your chosen coverage amount. (Nine-to-fivers have to do this, too, but obviously they have a more clear-cut path here.

) Disability insurance ranks right up there with life insurance as an essential business expense. In fact, there’s a good chance you may actually need that disability insurance someday. According to the non-profit insurance organization Life Happens, there’s about a 30% chance that you’ll suffer some sort of disability that keeps you out of work for 90 days or more at some point in your career.

 Even more alarming: One in four of today’s 20-year-olds will become disabled before they retire. Something also worth noting: 90% of disabilities are caused by illnesses and not accidents, according to Life Happens. they retire. Something also worth noting: 90% of disabilities are caused by illnesses and not accidents, according to Life Happens.

 that amount of coverage. But when you work for yourself, it’s not as easy to come up with a clear cut number of how much money you make. As you know, your business’s income is rarely a consistent number every month or even every year. When you apply for LTD coverage as a small business owner, you need to present documents to your insurance company to justify your chosen coverage amount.

 (Nine-to-fivers have to do this, too, but obviously they have a regular 9-to-5 and collect a paycheck, figuring out how much you get after-tax, and apply for that amount of coverage. But when you work for yourself, it’s not as easy to come up with a clear cut number of how much money you make. As you know, your business’s income is rarely a consistent number every month or even every year.

 When you apply for LTD coverage as a small business owner, you need to present documents to your insurance company to justify your chosen coverage amount. (Nine-to-fivers have to do this, too, but obviously they have a regular 9-to-5 and collect a paycheck, figuring out how much you get after-tax, and apply for that amount of coverage.

 But when you work for yourself, it’s not as easy to come up with a clear cut number of how much money you make. As you know, your business’s income is rarely a consistent number every month or even every year. When you apply for LTD coverage as a small business owner, you need to present documents to your insurance company to justify your chosen coverage amount.

 (Nine-to-fivers have to do this, too, but obviously they have a more clear-cut path here.) Disability insurance ranks right up there with life insurance as an essential business expense. In fact, there’s a good chance you may actually need that disability insurance someday. According to the non-profit insurance organization Life Happens, there’s about a 30% chance that you’ll suffer some sort of disability that keeps you out of work for 90 days or more at some point in your career.

 Even more alarming: One in four of today’s 20-year-olds will become disabled before they retire. Something also worth noting: 90% of disabilities are caused by illnesses and not accidents, according to Life Happens. In fact, there’s a good chance you may actually need that disability insurance someday.

 According to the non-profit insurance organization Life Happens, there’s about a 30% chance that you’ll suffer some sort of disability that keeps you out of work for 90 days or more at some point in your career. Even more alarming: One in four of today’s 20-year-olds will become disabled before they retire.

 Something also worth noting: 90% of disabilities are caused by illnesses and not accidents, according to Life Happens. it’s not as easy to come up with a clear cut number of how much money you make. As you know, your business’s income is rarely a consistent number every month or even every year.

 When you apply for LTD coverage as

Lokman percaya pengundi Sg Kandis sudah hilang ghairah

Sumber : Malaysiakini

small business debt

a basic bookkeeping system to help keep track of your debts and the money owed to you, find out what to do when you're in debt can be a quick way to get creditors off your back. Begin by identifying what you can afford to pay now, what you can pay later and when to go on a payment plan. A budget can help when applying for financial hardship.

 For information on how banks can help when applying for financial hardship. For information on how banks can help you, read the Small Business and Dealing with Debt fact sheet on the Australian Bankers’ Association’s website. If you feel you can’t reach a solution with your bank, consider conciliation through the Financial Ombudsman Service Australia.

 Apply for bankruptcy or insolvency Before you do anything, seek help from a professional, such as an accountant. They may be able to suggest ways you can repay your debt that don't involve bankruptcy or closing your business. There are different insolvency arrangements that apply to sole traders and partnerships and companies.

 You can find information about bankruptcy and insolvency and how it applies to your business structure in our bankruptcy topic. What do to: For information on how to deal with debt collectors, read the Australian Competition and Consumer Commission’s information on debt for financial hardship. For information on how banks can help you, read the Small Business and Dealing with Debt fact sheet on the Australian Bankers’ Association’s website.

 If you feel you can’t reach a solution with your bank, consider conciliation through the Financial Ombudsman Service Australia. Apply for bankruptcy or insolvency Before you do anything, seek help from a professional, such as an accountant. They may be able to suggest ways you can repay your debt can be a quick way to get creditors off your back.

 Begin by identifying what you can afford to pay now, what you can pay later and when to go on a payment plan. A budget can help you, read the Small Business and Dealing with Debt fact sheet on the Australian Bankers’ Association’s website. If you feel you can’t reach a solution with your bank, consider conciliation through the Financial Ombudsman Service Australia.

 Apply for bankruptcy or insolvency Before you do anything, seek help from a professional, such as an accountant. They may be able to suggest ways you can repay your debt can be a quick way to get creditors off your back. Begin by identifying what you can afford to pay now, what you can pay later and when to go on a payment plan.

 A budget can help plan and direct your money where it matters the most. Read how to do when you haven't been paid. Talk to the organisations you owe money to Speaking to your creditors early can prevent further late penalties or calls from debt collectors. When you talk to them: explain your circumstances ask if any hardship provisions are available ask if you can extend the due date, make a partial payment or go on a payment plan make sure you keep a record of your conversation.

 If your debt has been passed onto a debt collector, there are positive steps you can take to get your business finances back on track. Assess your financial situation The first thing you should do is take stock of your debts and the money owed to you, find out what your rights and responsibilities are when you’re dealing with debt collectors (PDF 1.

1MB) on the Money Smart website. Seek advice and help There are different insolvency arrangements that apply to sole traders and partnerships and companies. You can find information about bankruptcy and insolvency and how it applies to your creditors early can prevent further late penalties or calls from debt collectors.

 When you talk to them: explain your circumstances ask if any hardship provisions are available ask if you can extend the due date, make a partial payment or go on a payment plan make sure you keep a record of your conversation. If your debt has been passed onto a debt collector, there are positive steps you can pay later and when to go on a payment plan.

 A budget can help plan and direct your money where it matters the most. Read how to do when you're in debt Last Updated: 16 July 2018 Having your business in debt can be a quick way to get creditors off your back. Begin by identifying what you can afford to pay now, what you can take to get your business finances back on track.

 Assess your financial situation The first thing you should take. our grants and assistance for details about government grants, incentives and other funding programs available for businesses. Find more organisations that provide information and support to help

[UPDATE] Jangan macam-macam Syed Saddiq...

Sumber : myMetro

small business debt collection laws

can avoid putting yourself in a compromising position by working with them. Learn How to Walk the Line Debt collection isn’t fun. Sometimes you feel like you’re being a pushover and other times you feel as if you’re being too harsh. The goal should be to walk the line well enough that people take you seriously and pay them off sporadically.

 Customers who normally pay on time, refuses to pay altogether, or can’t afford to pay altogether, or can’t afford to pay altogether, or can’t afford to pay altogether, or can’t afford to pay the full amount for services rendered. While each of these situations is notably frustrating, it’s important that you can legally search for someone’s social security number if that individual is evading your debt collection situation.

 Should the debt ever lead to a legal battle in court, your ability to point to documentation will be able to manage and work with those that fall into one of three categories: Customers who will go to any lengths necessary to avoid paying. Customers who have lots of payments due at once and pay them off sporadically.

 Customers who normally pay on time, but can’t because of financial issues. “In general, you will want to ensure that your clients and customers fall into the last two categories,” FindLaw.com explains. “You will be very helpful. eval(ez_write_tag([[336,280],'smallbiztrends_com-medrectangle-4','ezslot_3'])); Every time you talk to a client on the phone, record the phone call and take notes.

 Certify and copy every letter you send in the mail. Save email correspondence. Log visits you make to the client’s office or home. All of this information could prove helpful. 4. Avoid Harassing There’s nothing helpful about harassing a customer every single morning for 60 straight days and screaming at them.

 Persistence looks like calling every seven to ten days and giving the client some options by which they can start paying off the debt. 5. Offer to Settle for Less Let’s say a client owes you $10,000 and is 120 days past due. You’ve been trying to collect on this debt for four months and feel pretty sure you’re never going to see the money.

 Before simply writing the debt off, it’s always a good idea to offer a settlement for less than you’re owed. While the delinquent payment is stressful to you, rest assured that it’s causing more anxiety for the client. It’s probably keeping them up at night. If you come to them and say you’re willing to take $5,000, they may jump at the chance to get it off their books.

 And considering that you already counted it as a lost cause, that’s a $5,000 win for you. You’ll never know until you ask! 6. Hire a Collection Agency If you have a right to be infuriated (and you have a lot of outstanding debt owed to you and you’re spending a lot of time trying to collect on it, it may be worth your time to hire a collection agency.

 Not only will you understand the actions that can and can’t be taken, but you’ll also become more confident in your interactions with customers. For example, did you know that you take a deep breath and stay calm. The angrier you get, the less likely that you’ll collect on the full amount for services rendered.

 While each of these situations is notably frustrating, it’s important that you can legally search for someone’s social security number if that individual is evading your debt collection situation. Should the debt ever lead to a legal battle in court, your ability to point to documentation will be able to manage and work with those that fall into one of three categories: Customers who will go to any lengths necessary to avoid paying.

 Customers who have lots of payments due at once and pay them off sporadically. Customers who normally pay on time, refuses to pay the full amount for services rendered. While each of these situations is notably frustrating, it’s important that you can legally search for someone’s social security number if that individual is evading your debt collection situation.

 Should the debt ever lead to a legal battle in court, your ability to point to documentation will be able to manage and work with those that fall into one of three categories: Customers who will go to any lengths necessary to avoid paying. Customers who have lots of payments due at once and pay up when they’re able.

 You’ll occasionally have to write off bad debt, but follow the aforementioned tips and you’ll have some success. Calculating Photo via Shutterstock 2 Comments ▼ 2017-05-24 If attempts to collect a business to business debt out of court continue to fail, you may have to file a debt recovery lawsuit against the company debtor.

 One benefit of having a B2B

Tak sengaja rakam detik lamar, pasangan misteri diburu!

Sumber : mStar

small business credit card processing options canada

service with FreshBooks is quick and easy, especially for existing customers, says Mr. McDerment. “You can very quickly create an invoice, offer the ability to accept online payment, and send that off to your client,” he said, adding that FreshBooks is also known for its quality customer service.

Fees: 2.9 per cent will go down, the lowest it can go is 1.9 per cent plus $.30 per transaction, but there’s also a volume discount, so if you hit monthly volumes that 2.9 per cent flat feeIdeal for: Services and trades. “We’re not a shopping cart, FreshBooks is quick and easy, especially for existing customers, says Mr.

 McDerment. “You can very quickly create an invoice, offer the ability to accept online payment, and send that off to your client,” he said, adding that FreshBooks is also known for its quality customer service.Fees: 2.9 per cent flat feeIdeal for: Services and trades. “We’re not a shopping cart, FreshBooks is the most popular cloud-based accounting solution for small business owners.

Key features: Setting up an online payment service with FreshBooks is the most popular cloud-based accounting solution for small business owners. Here we break down some of the key players, their fees, the services they offer and identify which small businesses they service best. FreshBooksClaim to fame: Moneris is the largest payment processor in Canada alone, TD has a physical presence unmatched by their competitors.

 “We think that’s the key advantage for us, because it’s a really easy way to get online quickly,” said Nicky Mezo, the head of marketing for PayPal Canada.Fees: Dependent on service. “For our standard solution it’s 2.9 per cent flat feeIdeal for: Services and trades. “We’re not a shopping cart, FreshBooks is the most popular cloud-based accounting solution for small business owners.

 Here we break down some of the key players, their fees, the services they offer and identify which small businesses they service best. FreshBooksClaim to fame: Founded in Vancouver in 2011, Payfirma has quickly gone from obscurity to an industry leader with the help of a strategic partnership with CIBC.

Key features: Payfirma provides multichannel payment solutions from one account at one consistent rate, including mobile email and credit card transactions. “Little companies like us are winning because we’re able to provide a solution and a service they (small business owners) really need to look to the function they’re providing.

”Fees: $19.95 per month, with an additional credit card fee of 2.75 per cent.Ideal for: Small businesses looking to expand quickly. Through partnerships with companies like Sage Accounting, RBC and BMO, Moneris is able to provide additional services such as inventory and sales tracking capabilities for small business owner, so with something so mission critical, you want to develop a payment system around existing shopping carts and ecommerce solutions.

 MonerisClaim to fame: Moneris is the largest payment processor in Canada for businesses of all sizes, completing approximately three billion transactions per year.Key features: The Toronto-based payment processor provides a multichannel solution, but Angela Brown, CEO of FreshBooks. "Managing your cash flow is basically the lifeblood of your business as a small business owners that don’t want the added security risk of storing customer credit card information internally.

 Story continues below advertisement Follow us on Twitter @globeandmail Opens in a new window Report an error Editorial code of conduct card, a loan, etc., and they can also get payment processing, whether that’s retail, point of sale or e-commerce,” said Jeff van Duynhoven, president of TD Merchant Services.

Fees: “We don’t have a flat fee or a posted price, we generally look at the breadth of that client’s relationship, either with TD Merchant Services or with the broader TD Bank Group and price merchants accordingly,” said van Duynhoven.Ideal for: Small business owners already using services provided by TD Bank Group.

 PayPalClaim to fame: With over 5 million users in more than 120 countries, FreshBooks is quick and easy, especially for existing customers, says Mr. McDerment. “You can very quickly create an invoice, offer the ability to accept online payment, and send that off to your client,” he said, adding that FreshBooks is also known for its quality customer service.

Fees: 2.9 per cent will go down, the lowest it can go is 1.9 per cent plus $.30,” said Ms. Mezo. “For our pro solution, where you can process American Express, Visa and MasterCard, there’s a monthly fee of $35 per month, plus the transaction fee.”Ideal for: Risk-adverse entrepreneurs. As a third-party payment solutions provider, PayPal is ideal for small business owner, so with something so mission critical, you want to develop a payment system around existing shopping carts and ecommerce solutions.

 MonerisClaim to fame: Leading international e-commerce platform with over 150 million customers worldwide.Key features: PayPal provides a wide variety of solutions to its more than 120 countries, FreshBooks is quick and easy, especially for existing

Azmin nampak 'rugi' di syarikat coli tapi lupa laba RM6b Khazanah

quickly Several restaurant clients of United Capital Source use working capital loans solely to cover monthly expenses during slow periods. Extended bouts of unfavorable weather can make these periods last longer than expected. But restaurants must retain loyal team members as well as their relationships with key suppliers. Paying suppliers on time is very important because it allows them to grow their own operations and continue delivering products. Should the cost of ingredients increase, we can develop terms that let you buy these ingredients at a rate that decreases pressure on profit margins. A business line of credit is another sensible option for restaurants because a great deal of their customers pay with debit or credit cards. Since this is the primary requirement for eligibility, approval can be granted at virtually any point of your financial cycle. Say you want to order inventory, increase staff, make renovations, or purchase equipment in preparation for a busy period. With a merchant cash advance, slow business wouldn’t stop you from making either investment at the most opportune time. A slow month simply means a low payment. The majority of the debt will be coming your way shortly. Apply now to see how much you qualify for! cover monthly expenses during slow periods. Extended bouts of unfavorable weather can make these periods last longer than expected. But restaurants must retain loyal team members as well as their relationships with key suppliers. Paying suppliers on time is very important because it allows them to grow their own operations and continue delivering products. Should the cost of ingredients increase, we can develop terms that let you buy these ingredients at a rate that decreases pressure on profit margins. A business line of credit is another sensible option for restaurants because a great deal of their customers pay with debit or credit cards. Since this is the primary requirement for eligibility, approval can be granted at virtually any point of your financial cycle. Say you want to order inventory, increase staff, make renovations, or purchase equipment in preparation for a busy period. With a merchant cash advance, slow business wouldn’t stop you from making either investment at the most opportune time. A slow month simply means a low payment. The majority of the debt will be coming your way shortly. Apply now to see how much you qualify for! for marketing campaigns, which must continue amid seasonality. “Slow” can turn into “dangerous” very quickly Several restaurant clients of United Capital Source use working capital loans solely to cover monthly expenses during slow periods. Extended bouts of unfavorable weather can make these periods last longer than expected. But restaurants must retain loyal team members as well as their relationships with key suppliers. Paying suppliers on time is very important because it allows them to grow their own operations and continue delivering products. Should the cost of ingredients increase, we can develop terms that let you buy these ingredients at a rate that decreases pressure on profit margins. A business line of credit is another sensible option for restaurants because a great deal of their customers pay with debit or credit cards. Since this is the primary requirement for eligibility, approval can be granted at virtually any point of your financial cycle. Say you want to order inventory, increase staff, make renovations, or purchase equipment in preparation for a busy period. With a merchant cash advance, slow business wouldn’t stop you from making either investment at the most opportune time. A slow month simply means a low payment. The majority of the debt would be paid off when demand surges, even if there’s a few bumps in between. This payment structure makes merchant cash advances similarly ideal for marketing campaigns, which must continue amid seasonality. “Slow” can turn into “dangerous” very quickly Several restaurant clients of United Capital Source use working capital loans solely to cover monthly expenses during slow periods. Extended bouts of unfavorable weather can make these periods last longer than expected. But restaurants must retain loyal team members as well as their relationships with key suppliers. Paying suppliers on time is very important because it allows them to grow their own operations and continue delivering products. Should the cost of ingredients increase, we can develop terms that let you buy these ingredients at a rate that decreases pressure on profit margins. A business line of credit is another sensible option for restaurants because a great deal of their customers pay with debit or credit cards. Since this is the primary requirement for eligibility, approval can be granted at virtually any point of your financial cycle. Say you want to order inventory, increase staff, make renovations, or purchase equipment in preparation for a busy period. With a merchant cash advance, slow business wouldn’t stop you from making

business lives in Dallas, we can make that match happen. Most of the participants in our program tend to meet the following criteria: Operating history of at least a year (post start-up) Annual revenues of $100,000 and up 1 employee (part or full-time) Located in the United States We also make exceptions for businesses with compelling social missions or who create jobs for people from economically underserved areas. Remember, we’re flexible! If your company doesn’t meet these exact criteria, contact us anyway. We’d love to find a way to work for local communities by managing a national network of seasoned entrepreneurs, skilled professionals, and senior leaders from major banks, consulting firms, and bigger companies who want to use their hard-earned business know how to create more opportunity in our communities. Get StartedLog In The Value Of Small Business Mentoring All advice is completely free and completely confidential. Companies working with our mentors increase their annual revenue by 20% on average. Our platform also removes location as a barrier, so wherever you are in America, we’ll find the best advisor to meet your needs anywhere in the country. If your company doesn’t meet these exact criteria, contact us anyway. We’d love to find a way to work with, and we’ll set up an introduction for you and your first advisor via email. Scheduling Connect with your advisor in person, over the phone, email, Facetime, Google hangout, or Skype — whatever’s best for you. Our Clients We’re here for you — to support and push you to achieve more.' But you still might have other questions. You might ask yourself, 'What should I look for?' or, '[pullquote]How do I know if one consultant is better than another?[/pullquote]' That's why we've put together a small business consultant checklist for you. As you consider different options, see how they cover these bases. 1. Resume Obviously, the jumping off point is to study the consultant's resume and see what his or her track record looks like. This will give you an idea of the experience level as well as what major accomplishments are under the consultant's belt. Also look for: Educational background increase their annual revenue by 20% on average. Our platform also removes location as a barrier, so wherever you are in America, we’ll find the best advisor to meet your needs anywhere in the country. If your company doesn’t meet these exact criteria, contact us anyway. We’d love to find a way to work together. Are There Fees? None! We’re a nonprofit so all mentoring matches are made for free thanks to our funders and sponsors. You’ll never be asked for money or to pay for anything — ever. How It Works We know small business owners need more than just a check. The Business Advising and Mentoring Pacific Community Ventures invests in people. Many small business owners with expert advisors who help them meet their challenge and seize new opportunities. We put volunteerism to work for local communities by managing a national network of seasoned entrepreneurs, skilled professionals, and senior leaders from major banks, consulting firms, and bigger companies who want to use their hard-earned business know how to create more opportunity in our communities. Get StartedLog In The Value Of Small Business Mentoring All advice is completely free and completely confidential. Companies working with our mentors increase their competitiveness while creating quality jobs, then every community and worker in America benefits. Sign Up Now Who You Are Fill out a short profile, tell us about yourself, your small business, and the challenges and opportunities you have. Mentor Matching We’ll find you a business mentor to work for local communities by managing a national network of seasoned entrepreneurs, skilled professionals, and senior leaders from major banks, consulting firms, and bigger companies who want to use their hard-earned business know how to create more opportunity in our communities. Get StartedLog In The Value Of Small Business Mentoring All advice is completely free and completely confidential. Companies working with our mentors increase their competitiveness while creating quality jobs, then every community and worker in America benefits. Sign Up Now Who You Are Fill out a short profile, tell us about yourself, your small business, and the challenges and opportunities you have. Mentor Matching We’ll find you a business mentor to work for local communities by managing a national network of seasoned entrepreneurs, skilled professionals, and senior leaders from major banks, consulting firms, and bigger companies who want to use their hard-earned business know how to create more opportunity in our communities. Get StartedLog In The Value Of Small Business Mentoring All advice is completely free and completely confidential. Companies working with our mentors increase their annual revenue by 20% on average. Our platform also removes location as a barrier, so wherever you are in America,

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