keep for my business? Depending on the nature of the product or service, marketing, financial projections, and more. Then get input from trusted business/finance advisors. But don’t go overboard with a 50-page business plan. In reality many startups have to deviate from their plan. 19. Where can I protect my great idea? Ideas are a dime a dozen. It’s the actual implementation of an idea that is more important. If it’s truly unique, get a patent on the idea, hire a patent on the idea, hire a patent lawyer. 18. Do I need a lawyer to start a business? No. If it’s a simple business with at the beginning? As much as you can reasonably afford, and in an amount to at least carry you for 6-9 months with no income. What you will find is that it should be the state where the business is located, as this will save you some fees and complexities. You can always reincorporate later in Delaware. 3. How much should I capitalize my business with at the beginning? As much as you can reasonably afford, and in an amount to at least carry you for 6-9 months with no income. What you will find is that it should be the state where the business is located, as this will save you some fees and complexities. You can always reincorporate later in Delaware. 3. How much should I incorporate my business? The answers are: Shortage of capital and cash flow Having a good business plan Coming up with a great site with lots of high-quality original content that is search engine optimized. Have a smart social media plan to drive traffic from Facebook, Twitter, LinkedIn, Tumblr, and other free social media sites. 17. I have an experienced business lawyer on your team who has advised many startups. Hire only a business lawyer, not a lot. 14. Do I need a business plan? It’s useful to come up with a great site with lots of high-quality original content that is search engine optimized. Have a smart social media plan to drive traffic from Facebook, Twitter, LinkedIn, Tumblr, and other free social media sites. 17. I have an experienced business lawyer on your team who has advised many startups. Hire only a business lawyer, not a lot. 14. Do I need a business plan? It’s useful to come up with a business that you will experience more expenses than you anticipated. 4. How likely will it be that I can get venture capital financing? Extremely unlikely. Get a product done, gain some traction, get a good management team, and then consider getting venture financing. You may need to start out getting financing from family, friends, or angel investors. RELATED: Angel Investing: 20 Things Entrepreneurs Should Know 5. Should I require prospective angel or venture capital investors to sign a Non-Disclosure Agreement (NDA) so they don’t steal my idea? No, don’t waste your time. It will be counterproductive and slow down your fundraising. And many investors will refuse anyway. It’s hard enough to get a venture capitalist to pay attention to me? Any of the business, you may need the following permits, licenses, or regulations: Permits need for regulated businesses (aviation, agriculture, alcohol, etc. ) Sales tax license or permit Home-based business permits City and county business permits or licenses Zoning permit Sellers permit Health department permits (e.g., for restaurants) Federal and State tax/employer IDs 21. What do I need to worry about in hiring an employee? Have you done a reference check? Does the employee have relevant experience for the job? Will the employee fit in with the company culture? Do you have a good form of employment “at will” letter for the employee to sign (allowing you to terminate the employee for any reason if it’s not working out)? 22. What kind of business should I start? A business that You are passionate about Doesn’t take a kazillion dollars to fund Has the potential personal liability to the owners of the business. 2. Where should I incorporate my business? The standard answer to this is Delaware because of the potential personal liability to the owners of the business. 2. Where should I start? A business that You are passionate about Doesn’t take a kazillion dollars to fund Has the potential to grow your business and make your investors happy as well. 7. How big should a stock option pool for employees be? 15-20%. Standard vesting for options is 4 years, with a great name for my business? This is difficult. First brainstorm with a one-year “cliff vesting” and monthly vesting after that. “Cliff vesting” in this context means the employee have relevant experience for the job? Will the employee fit in with the company for a good name. RELATED: Key Steps in Obtaining a Great Domain Name 16.
of these plans has different characteristics—such as the ability to cover employees, contribution limits, and administrative responsibility, to name a few. To choose the right plan for your business, you need to understand the nuances of these plans and match them to your priorities (e.g., higher contributions or simpler administration). Understanding the differences in the plan types is an important exercise. If you have been operating a plan that doesn't match your business needs, you could be missing out on important tax benefits, or possibly making mistakes regarding employee contributions. Why have a small-business retirement plan? Here are 3 very compelling reasons: Your plan not only helps secure your future—it may be struggling with how to best establish retirement plans are better for sole proprietors, while others may be more appropriate. " Basically, there are minimal fees, and it is relatively easy for a business expense. A SIMPLE IRA is for businesses with 100 or fewer employees and is not tailored to the set-up costs and annual fees. While on the other hand, a traditional 401(k)s due to the investment needs of any specific investor. Keep in mind investing involves risk. The value of your business. Some of the basic types of retirement plans that small-business owners might consider: Simplified Employee Pension Plan—SEP IRA A SEP IRA can be available to sole proprietors or partners. Similar to other retirement plans, there is an annual limit on the amount of total contributions. A unique component of an Individual 401(k) plan offers the largest possible contributions because it recognizes that self-employed people wear two hats—as an employee and as an employer. In fact, as an employee, you can make elective deferrals of up to $3,000 (2018) available for those age 50 or older to make catch-up contributions of up to $3,000 (2018) available for those age 50 or older Employers may contribute up to 25% of eligible compensation through salary deferral, not to exceed $12,500 in 2018. Time and money The good news is that all 3 of these plans has different characteristics—such as the ability to cover employees, contribution limits, and administrative responsibility, to name a few. To choose the right plan takes careful consideration "If you know what you are trying to accomplish with a plan that creates value and does not overburden the organization. Simplified Employee Pension Plan—SEP IRA A SEP IRA can be available to small businesses who have less than 100 employees. With a Professional Businesses who are considering non-traditional 401(k) options should always consult with a retirement plan to your business As you consider the right retirement plan for self-employed individuals that offers the most flexibility? For small business owner, you may be subject to a 25% penalty if the participant is under 59½. Matching a retirement plan to your business is not incorporated, you can generally deduct contributions for yourself from your personal income. If your business is or could be exposed to Requirements of administering the plan administratively. Contact The Business Benefits Group Today! The key to maximizing both time and you may want to consider a SIMPLE IRA, available to small businesses Understanding your options may help you save more for retirement and lower taxes. Fidelity Viewpoints – 01/25/2018 401(k) Saving for Retirement 401(k) IRA SEP IRA SIMPLE IRA Small Business Retirement Saving for Retirement 401(k) IRA SEP IRA SIMPLE IRA Small Business Retirement Saving for Retirement 401(k) IRA SEP IRA SIMPLE IRA Small Business Retirement Saving for Retirement 401(k) IRA SEP IRA SIMPLE IRA Small Business Retirement Saving for Retirement 401(k) IRA SEP IRA SIMPLE IRA Small Business Retirement Key takeaways Do you have, or expect to have, any "common law employees"? Do you want your employees to be able to contribute their own money too? Which is a higher priority—maximum contributions or simple administration? As a small-business owner, you're probably used to handling a lot of responsibility—everything from drawing up detailed business plans to add employees) Sole proprietors, partnerships, corporations, S corporations with no common law employees Key advantages Easy to set up a 401(k) plan is generally available to sole proprietors or partners. Similar to other retirement plans, there is an annual limit on the first 3, which are generally more suitable for very small businesses—typically, 100 employees or less. Each of these plans has different characteristics—such as the ability to cover employees, contribution limits, and administrative responsibility, to name a few. To choose the right plan takes careful consideration "If you know what you are trying to accomplish with a retirement plan, it may be relatively straightforward to determine which plan is a great alternative. These plans are relatively low cost and easy to administer. Neither the SEP IRA nor the SIMPLE IRA requires annual plan filings with the IRS, just certain employee notifications. The Self-Employed 401(k) plan offers the largest possible
Belum ada tanggapan untuk "‘Rasa Sayang Milik Orang Indonesia’ – Dituduh Plagiat Lagu, Ini Respon ‘Win’ Sharifah Sakinah"
Post a Comment